About
Financial and Mortgage Advice
Richard Martin has been offering financial and mortgage advice for twenty years providing excellent service with continuous repeat and referral business from his customers.
We have access to products from the whole mortgage market and you can be confident that we'll make mortgage recommendations that are in your best interests.
Our approach is personal and we'll fit around your lifestyle. It's always nice to meet face to face and do business in person, but if you are very busy or too far away, we can conduct the whole advice process over the phone, email and through the post.
We provide a flexible, efficient and confidential service and we'll fit around your lifestyle: we can work with you in your lunch hour, in the evenings or at weekends.
A mortgage is likely to be the most important financial commitment you'll make. Taking time to explore your options with us can save you money and give you peace of mind.
First we'll find out about you: your plans for the future and your attitude to risk.
Based on what we know about you we will then research the market on your behalf. We'll look at how much you can borrow, what interest rates are on offer and which lenders are best able to meet your needs.
When we make our recommendations to you, we will do so in a clear and straightforward way.
We'll explain the overall cost of each option, what you will need to pay each month, the pros and cons of different products and how they could affect you if your circumstances were to change.
We'll provide you with impartial advice about mortgage insurance.
We'll help you complete your mortgage application, make sure you've got all the documentation you need in place and manage your mortgage through to completion.
We'll talk you about the longer term, about the opportunities the mortgage market could offer you and how taking an active approach to your mortgage in the future could help you realise your plans and ambitions.
Once your mortgage is in place we will also provide you with a regular mortgage review, giving you the assurance that you've still got the best mortgage for your situation.
Your home may be repossessed if you do not keep up repayments on your mortgage.
If you would like to discuss your mortgage options with me call on 01903 817 095 or Freephone 0800 3280788 or use the contact tab to submit your enquiry and we'll call you back. We are happy to arrange a meeting at your convenience in the comfort of your own home or office during the day or evening.