Mortgage Services
Buy to let mortgages and our services
Remortgages
Most of our customers consider changing their lender at the end of the fixed/discounted term to take advantage of a better mortgage deal. Some lenders even offer to contribute to the costs and you may save more over time with a lower interest rate. It's important to check what early repayment charges your current lender may make before moving your mortgage. When you take out a mortgage with us, we will be in touch 3-4 months before your current mortgage expires to arrange a review to advise you on your mortgage options.
With Brighton-Mortgages, remortgaging can be very quick and simple to arrange. We will help you through the process step-by-step, working out how much you can borrow, how much it will cost, and what type of mortgage may be most suitable for you. We will even take care of all the paperwork for you, so you don't need to worry about a thing.
Mortgages for home movers and first time buyers
If you are buying for the first time or moving home, we aim to find you the best mortgage deal for you.
We will help you through the process step-by-step, working out how much you can borrow, how much it will cost, and what type of mortgage may be most suitable for you. We will even take care of all the paperwork.
Buy to let mortgages
Finding the best buy to let mortgage to suit you is becoming more complex. That means the role of your mortgage adviser is more important than ever. And with today's interest rates, you want to generate as much profit as possible by finding the best mortgage deals.
Many lenders now offer tailor-made packages for this market. Rental income will be considered by the lenders although the income required will need to be higher than your monthly repayments.
If you are looking for ways to save money by remortgaging your existing property, we have access to hundreds of buy to let mortgages by searching the whole market. This means we can get the right deal so ultimately you receive the best returns from your investment.
We will help you plan your portfolio by understanding your strategy both now and in the future. They'll look at both your aspirations and exit strategy - then work out a mortgage payment plan designed for your individual needs, as well as taking care of all the paperwork for you.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Most buy to let mortgages are not regulated by the Financial Services Authority.
If you would like to discuss your circumstances or arrange a meeting please phone us on 01903 817 095 or 01903 814848 or email richard@richardmartinfs.co.uk